Top 10 Personal Finance Articles of the Month — September 2020

Top 10 Must-Read Personal Finance Posts September 2020

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. This month, we’ll start by looking at the topic of investing. Then, we’ll fast forward to retirement as well as explore financial freedom in general. Lastly, we’ll cover millionaire habits, minimalism, money shame, and more.

As usual, this month’s list includes a couple Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in September of 2020, along with their title, author, and the site they originally appeared on.

How to Convince Your Spouse to Invest in Stocks Melissa Batai, Dinks Finance

Putting your money to work in the stock market can be essential for growing your wealth and funding your retirement. However, given the risks involved with any type of investing and the dramatic headlines we often see, it’s understandable that some might be shy about buying stocks — including your significant other. If your spouse or partner isn’t sold on the idea of investing, Melissa offers a few points you can discuss that may just help change their mind.

Doing Nothing is Quite the Investment Skill — Nick, Your Money Blueprint

Often times, when people think of stock investing, they picture day traders or brokers wildly working the phones day in and day out. Because of this, one might assume that super timing skills and vast knowledge of stocks are necessary to succeed. However, as Nick points out, sometimes the best investment skill you can have is the ability to do absolutely nothing.

Can A Frugal Retirement Be Enjoyable? Mine IsLeisure Freak

As you’re probably aware, there are now several different approaches to early retirement. While some may want to save up more in order to maintain a certain lifestyle, others are willing to scale back their expenses so that they can retire sooner. But can you really enjoy the spoils of retirement while on a strict budget? According to this post from Leisure Freak, the answer is “absolutely.”

“Won’t You be Bored?” Why Creatives Thrive in Financial Independence — Adam, Minafi

To be sure, early retirement isn’t for everyone. Beyond the financial requirement that may put it out of reach for some, there are those who see the practice as pointless since they’d simply grow bored of not doing anything. Perhaps that’s why the concept of financial independence often appeals to creative types. Adam explores this connection and more in his article for Minafi.

What is the Best Part of Achieving Financial Freedom? — One Frugal Girl

Even if financial independence and early retirement don’t seem within your grasp, you may still be able to attain financial freedom. In fact, financial freedom actually contains the very best parts of FIRE and can be life-changing in its own right. To help set you on the right path, One Frugal Girl looks at why financial freedom is worth striving for and how you can work towards it.

7 Millionaire Habits That Will Change Your LifeThe Frugal Cottage

Let’s face it: most of us will never become millionaires. Despite this, there’s still a lot we can learn from those who have achieved such levels of wealth (along with some less-than-stellar bits of advice in some cases). This post from The Frugal Cottage highlights some habits of millionaires that you may be able to apply to improve your own financial life.

What I’ve Been Learning About Tidying and Minimalism — Kyle Burbank, Money@30

With most Americans spending the vast majority of the past six months inside their homes, they may be noticing just how much unnecessary stuff they have. In turn, while making efforts to tidy, these individuals may also begin to see the value in minimalism. That’s the case for Kyle, who shares some of the specific tidying projects he’s tackled so far as well as what he’s been learning as he declutters his home.

How Financial Advice Triggers Painful Money Shame Elyssa Kirkham, Brave Saver

As well intentioned as traditional financial advice may be, it can fail in a few ways. For one, since everyone’s money situation is different, it’s nearly impossible for these recommendations to fit each individual. What’s more, as Elyssa points out, sometimes such advice can actually do harm by triggering shame in the people they’re trying to help.

Building Your Travel Fund: How to Save Up for Your Next Vacation — Kate Manning, Money Buffalo

Chances are that you aren’t doing a lot of traveling these days. While that may be disappointing, the good news is that it may give you an opportunity to start saving for when once again you are able to take a proper vacation. If you’re ready to build your next travel fund, Kate shares a few tips.

Fear is the Money Killer Educator FI

Are you afraid of money? It may sound like a somewhat silly question but the truth is that fear can have a major impact on your finances. This post from Educator FI further explains the connection between these two topics and how to overcome (or better utilize) your worries.

Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit

Originally published at Dyer News.



I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites.

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Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites.