It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. First up, we’ll look at some “advice on advice,” as various bloggers push back on common conceptions and “expert” opinions. Then, we’ll assess different money mindsets and how they can help improve your finances. Finally, we’ll cover expensive purchases that are worth it, the meaning of value spending, and more

As usual, this month’s list includes a couple of Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is…


For as much as we hear about credit in general, many Americans are less aware of the specifics. A key example of this is that the terms “credit report” and “credit score” are used interchangeably despite being separate things. In fact, this misconception could lead consumers to ignore an important aspect of their credit that could be hurting them in the long run.

If you have questions about credit reports, credit scores, and how to review both for yourself, let’s dive into some credit FAQs and look at why it’s so important to stay informed.


It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. As we welcome the new year, we begin with a look at living your financial values and principles. Then, we’ll check in on the FIRE movement with a trio of posts related to financial independence. Finally, we’ll cover low-cost car insurance, the “cheapskate mentality,” and a case of personal finance addiction.

As usual, this month’s list includes a couple of Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below…


Every month here on Dyer News, we compile the Top 10 Personal Finance Articles of the Month. These lists consist of blog entries and posts that we appreciated or found interesting and that we felt deserved some additional recognition. Well, with 2021 having arrived, we decided to look back over the previous year to assemble the 25 Best Personal Finance Articles of 2020!

Below are some of the articles that caught our eye over this past year along with the authors behind them and the site on which they originally appeared. By the way, since ranking all of this great…


Thankfully, 2020 is finally coming to an end. It’s certainly been a challenging year for many, but now it’s time to look forward. As we do so, you may be wondering about some ways that you can start off 2021 on the right financial foot. If so, there are a few tasks you should strive to complete before the ball drops on 2020.

With that in mind here’s a short year-end financial checklist as well as a few tools that may come in handy along the way.

7 Financial Tasks to Complete Before 2021 Arrives


With November already well underway, Small Business Saturday is now just around the corner. Of course, the 2020 edition — which will be celebrated on November 28th — will be unlike any other in the shopping holiday’s now decade-long history. Nevertheless, there are still plenty of ways for small businesses to take advantage of this nationwide promotion, increasing their sales and wooing new customers in the process.

Whether you’re operating exclusively online, welcoming guests to your brick and mortar location, or even still waiting to reopen, here are a few ideas for how you can celebrate Small Business Saturday while…


Despite the financial challenges that the past several months have brought for small businesses, it seems that many owners actually increased their spending according to a report by Regions Bank. For their survey, Regions spoke with more than 500 entrepreneurs. In each case, they owned businesses with 100 or fewer employees. What they found was that a number of businesses — either by choice or by necessity — have recently ramped up investments in their operations.

In total, 46% of business owners surveyed reported increasing investment in their businesses since March of this year when the COVID-19 pandemic first surged…

Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites.

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